Many actors and musicians in Nigeria are not very focused on getting insurance plans. However, there are top celebrities are more aware of the importance of
There’s are certain insurance plans these days aside from the usual ones which include home, cars and health that are very important. Nigerian insurance companies are today offering much better services than just a few years ago. The myth that they are not to be trusted no longer apply.
Perception outweighs reality when it comes to insurance in Nigeria. This, however, is forgivable due to the high levels of insecurity and uncertainty in the country. In reality, Nigeria offers more than a thousand reason for insurance.
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Insurance plans that actors and musicians in Nigeria can get
Insuring body parts, as many celebrities in Hollywood have been known to do, may sound outrageous to the average Nigerian. However, imagine that Mikel Obi was to damage his legs for life during a match, what then happens to his career?
If Tuface damages his vocal cords permanently, what happens to his career? There are similar things that Nigerian professionals can experience, that can possibly ruin their careers.
Long-Term Disability Insurance
Nigerian actors with stable earnings should be willing to pay for insurance. They have so much at stake if any part of their body is disabled.
Rather than relying on the hopes that nothing will happen in the long term, it will be better to choose a disability policy. Stephanie Okereke didn’t see her accident in 2007 coming. Her leg was badly hit and such are the events that lead to permanent disability.
Life Insurance
Though it the family that benefits more from this kind of insurance plan, it is still better. All financial crisis can be taken care of if anything ever goes wrong. It may be one of the most important insurance plans for actor and musicians in Nigeria.
Health Insurance
There are many good reasons to have health insurance with the increasing price of medical care in Nigeria. Just one visit to the doctor can drain a normal monthly budget. People have resorted to treating themselves at home rather than going to the hospital. This has been known to put more people at risk. Consider what could be lost with home medication and get a health insurance.
Aviation Third Party Insurance
Most people in show business are frequent flyers and travelling comes naturally with such a profession. Aviation Third-Party Insurance covers for losses in the case of injury, death or property damage to third parties caused directly by the aircraft.
Marine Insurance
Just as with flying, marine transport also comes with certain risks. Cruise-ships and adventure tours are a favourite getaway for several many people in the music and movie industries. For this reason, it is necessary to obtain marine insurance. It covers losses that may occur as a result of accidents at sea.
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Homeowners Insurance
This is one of the most commons kind of insurance and people sometimes lose their homes to fire accident. A Homeowner insurance policy can, therefore, provide a valuable safety net.
Car Insurance
Traffic accidents occur all the time. Not having car insurance might mean losing everything if any damages occur due to an accident. Being involved in an accident where someone else is injured or their car is damaged could lead to a lawsuit. It is best to avoid it early.
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